Medical Insurance is becoming a need of the hour, as the medical and hospital expenses are increasing rapidly. It becomes very difficult for every family to cope up with the huge lump of hospital and doctor expenses. So, here come Medical Insurances in rescue. But not always these medical insurance are fruitful. The current scenario of Medical says it is must to have an Insurance but it won’t give a surety that insurance companies are always there for you.
Healthcare in India is becoming a scam in itself. They do frauds with people who take health insurances. Companies used to hide various clauses which they think can cause expense for the company. Usually, people who don’t understand all these policies properly or are less educated gets entangled into these kinds of scams. These private companies take full advantage of illiteracy and less knowledge of their client.
Every time a person makes a visit to the hospital, the hospitals cause him or her to spend a big amount of money. And when the person makes a medical claim for the refund of money, companies just ignore the fact and say to their client that this disease or problem doesn’t come under their insurance clause. In addition to this, even hospitals and doctors purposely made the patient stay for more days in the hospital, just to encash a huge amount of money from the patient’s family.
Making all these points, the insurance companies try to manipulate the customer and people take the health insurance due to all these fears. Both the Medical Insurance companies and the Hospital authorities are playing very beautifully with the fear of people. In contrast to this, both the institutes always claim to be there for the welfare and providing help to every needy person. But the question is, really is it so?
At some incidences, these medical insurance rescue the patient with a huge expense of the treatment in the hospitals, whereas, in many cases, they even deny to provide any support to the person with the health insurance. These companies are doing their business very finely and precisely and side-by-side earning good money from the peoples and making fool of them. The companies are leaving no any side from where they can make money.
The only thing which important for people to keep in mind before taking the health insurance is, don’t take any policy without good research and comparison with other. Ask all your queries and clear all your doubts before getting into it. If you think, it will be beneficial for you in the future, then only accept it, otherwise look for other options. Your life is important if it is fruitful then only go with it.