By UTKARSHA SINGHROUL

Yes, you heard it right, “What is Fasal Bima Yojana?” Pradhan Mantri Fasal Bima Yojana is a very ambitious scheme of government to help the farmers of India. Every year maximum farmers suffer the loss in their crop. Yet there are about more than half of farmers are unaware of this scheme and bear their loss on their own.

The pace of owning Kisan Credit Card is very slow as compared to the population is in need. Kisan Credit Card help farmers to sell their crops easily at a time and get the amount directly in their bank accounts. The cash system is not there to avoid corruption and monetary misuse. According to the survey studies about 70 percent of farmers are unaware of this Kisan Credit Card facility.

There is no doubt that the government’s initiative is quite good but still, this policy is a far reach for farmers. As we all know, the maximum number of farmers are uneducated or less-educated. So, expecting from them that they will apply for the insurance, is not possible. People are not even aware of these types of policies then how they can apply for insurance.

It’s been about 5years still, the maximum number of farmers are not having any knowledge about the scheme. It becomes very difficult to decide whose fault is in this. Is it government’s fault that they didn’t reach to maximum farmers and educate them? Or is it farmer’s fault that they take the least interest in knowing about their rights and various facilities? With this question, the new question arises that, is it possible for an illiterate person to learn about his or her rights and law?